Exercises. A.Вместо пропусков вставьте одно из слов или словосочетаний: accrues, credit, compounded, interest, maturity

1. The balance of a loan or investment is called the....

2. This is the amount on which the money paid for its use is figured. The... is figured on this balance.

3. In some types of accounts, interest is figured on the principal plus any interest that has built up. It’s....

4. Then it’s added to the account. It’s... to the account.

5. On my savings account this payment for the use of my money builds up at the rate of 3%. It... at that rate.

6. I have another type of account in which I have made a deposit for a specified period of time. I’ve agreed to leave the money on deposit for a. specified....

7. This is called a

8. The payment for its use is payable only when the investment is due. It’s payable only at....

9. This payment is at the rate of 4% each year. The rate is 4%

10. I can sign this investment over to another person, if I choose to. It’s....

B. Переведите предложения на русский язык.

1. Interest accrues at the rate of 3%.

2. You can collect the interest that has accrued.

3. The interest has been accruing for a year.

4. It’s compounded and added to the account.

5. You’ll have to learn how to compound interest.

6. Have you compounded the interest on that account?

7. It’s compounded and credited to the account.

8. We’ll credit your account with this amount.

9. I don’t think the deposit was credited to my account.

10. Federal Deposit Insurance Corporation (F.D.I.C.) is an agency of the government of the United States that insures up to $10,000 of the account of each depositor in state and national banks.

11. They’re a member of the Federal Deposit Insurance Corporation.

12. When was the F.D.I.C. established?

13. Every bank must belong to the F.D.I.C.

14. I have some idle funds.

15. They don’t have the necessary funds.

16. His funds are low at this time.

17. We’re a member of the Federal Deposit Insurance Corporation.

18. Insurance usually doesn’t cover your entire loss.

19. How much insurance do you have on your machinery?

20. Are these deposits insured?

21. Your deposits are insured by the government.

22. Is your home insured?

23. Do they draw the same rate of interest?

24. The interest decreases each time you make a payment on the principal.

25. How much interest are you paying on the loan?

26. You want to keep your investment fairly liquid.

27. You usually make less on a liquid investment.

28. Is this type of investment pretty liquid?

29. We pay the maximum 4% per annum at maturity.

30. On what date does the loan reach maturity?

31. The interest is payable only at maturity.

32. Thirty days’ notice of withdrawal may be required.

33. I received a notice that my loan is due.

34. We mail the notices ahead of time.

35. Do they draw the same rate of interest?

36. Interest accrues at the rate of 3%.

37. 6% per annum is the rate of interest set by law.

38. We issue you a passbook on your savings account.

39. You can’t make a withdrawal without your passbook.

40. Keep your passbook in a safe place.

41. We pay the maximum 4% per annum.

42. It’s paid at a fixed rate per annum.

43. 6% per annum is the legal rate of interest.

44. You mean added to the principal?

45. Are you making payments on the principal?

46. This is the original amount of the principal.

47. Your time deposit is for a specified term.

48. I’m interested in making a long-term investment.

49. We’ve made him several short-term loans.

50. We pay 4% on a one-year time certificate.

51. Your time certificate is proof of your deposit.

52. The time certificate contains the date of maturity.

53. You might also think of a time deposit.

54. My time deposit draws 4% interest.

55. The interest is higher on a time deposit.

56. Is either type of account transferable?

57. I’d rather have my money in a transferable account.

58. When he bought it, he understood that it was transferable.

C. Иногда, отвечая на вопросы, вам необходимо собраться с мыслями. Вот несколько полезных фраз.